Thursday, November 11, 2010

Balancing Christmas Wish Lists of Kids and Budget

By Gin Wilburn

The time has arrived and your children hand over their well-prepared Christmas wish list. Do you find yourself cringing when you see several pricey top Christmas gift basket because your Christmas budget is limited this year? Don't feel as though you are alone.

Balancing the wish lists of kids containing pricey top Christmas gifts when you are on a limited budget can be challenging. Here are a couple of tips to help you balance your child's overflowing wish list and your limited budget:

1. Understand the importance of sticking to a budget. We love our children and Christmas gift idea is a special time when we strive to make the magic of the season come alive for our kids. However, the reality is that exceeding our budget can often burden the family with extreme stress.

Many times this can force a family to make additional cutbacks in the upcoming year budget as a way to compensate for exceeding its holiday budget. Sometimes these cutbacks can create further emotional stress within the family and the family unit suffers. Sticking to your budget during the holiday season can help keep your family finances and family on the right path for the upcoming year.

2. Realize kids are heavily influenced by commercialization. In fact, whether we like it or not, most all of us are influenced by the commercialization of Christmas to a certain degree. With this in mind, take a good meaningful look at your child's top Christmas gift basket wish list. With your budget restraints in mind cross out the ones that simply cannot fit within the budget.

Next, look at the remaining gift items on the list. Then spend some time thinking about the type of toys your child plays with the most. Does your child love video games? Are many of their favorite toys the ones that spark their creativity? Does your child have a favorite theme such as Star Wars or Elmo? Take this knowledge and apply it to the toys on your child's list to help you select the right toys.

Are you struggling with your Christmas shopping? Top Christmas Gifts features great gift giving ideas and gifts that kids and loved ones will find terrific. Take a look at some really hot Christmas toys for 2009 and get some ideas to help you plan your Christmas spending budget.

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