Thursday, October 21, 2010

How To Buy Your Gifts Online at Xmas - Online Money Safety

By: Gary John McGeown

Shopping online gives you a lot of benefits. Your transportation costs will be equal to null and you'll have the perfect gift for everyone this Christmas hampers. You can choose from the numerous products that can be immediately delivered right to your doorstep. Aside from that, sales, promos, and coupons are available to help you trim down the price even more. But a single question still remains, how buy your gifts online at Xmas safely?

Imagine, with just a single click and an input of your financial information you can have the best gift for anyone. But are you sure that the information you are submitting to the website will not be sold, stripped, and emptied by anyone?

Websites will post numerous items for sale. These are open for scrutiny by anyone meaning to buy the items. Anyone that will buy from websites should make sure that the website is trustworthy, secure, and clean from any viruses.

A certain online website is trustworthy when it indicates these three characteristics, "s", "padlock", and "unbroken key".

When ordering an item, you can check if a certain website is secure when an "s" appears along with the "http:" on the web address. It indicates that the website is secure and will protect your information using encryption technology, which will be discussed later on.

The padlock, on the other hand, is an actual symbol that can be seen at the bottom of your screen. A closed padlock will show you that it is a secure site, an open one indicates otherwise. An unbroken key will also be shown on secure sites.

Secure online shopping sites utilize encryption technology to scramble the data sent over to the merchant's database. This prevents hackers from stealing the financial and personal information over the virtual line as it will be rendered incomprehensible to normal people.

Always check and read the site's privacy and security policies that should be posted on each site. Each online shopping site should have these to ensure the financial safety of their buyers.

Christmas gifts online shopping is convenient, but like going from store to store, you still need to ensure your own safety and make sure that you see the happy faces of the recipients of the christmas gifts.

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Thanks for reading,
Gary McGeown

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